Ensure your family can keep their home if something happens to you. Coverage designed to pay off your mortgage balance so your loved ones never worry about losing their home.
See if this product matches your needs
Why clients choose Mortgage Protection
Your family stays in their home no matter what. The death benefit ensures your mortgage gets paid off, providing stability during the hardest times.
Your coverage amount is designed to match your outstanding mortgage balance, ensuring the full amount can be paid off when it matters most.
Level premiums that fit your budget. Lock in your rate today and never worry about premium increases for the life of your policy.
Sleep better knowing your biggest financial obligation is covered. Your family won't face the stress of mortgage payments during a difficult time.
Everything that comes with your Mortgage Protection policy
Proceeds go directly to your beneficiary to cover the mortgage
Your monthly payment never changes during your coverage period
Tailored to match your specific mortgage balance
Your family decides how to use the benefit — mortgage, bills, or anything else
Up to $2,000,000
Death benefit coverage
Flexible Terms
To match your mortgage
Common questions about Mortgage Protection
Yes, they're completely different. PMI protects the lender if you default on your loan — it doesn't help your family at all. Mortgage Protection Insurance protects your family by paying off your mortgage if you pass away, ensuring they can keep their home. PMI is required by lenders; Mortgage Protection is a choice you make to protect your loved ones.
With our Mortgage Protection policies, your death benefit stays level for the entire term — it does not decrease as your mortgage balance goes down. This means if you pass away later in your mortgage term, your beneficiaries may receive more than the remaining balance, which they can use however they need.
Your Mortgage Protection policy is independent of your mortgage lender. If you refinance, your coverage stays in effect with no changes needed. If your new mortgage amount is significantly different, you may want to speak with your advisor about adjusting your coverage to match.
The death benefit is paid directly to your named beneficiary, and they can use it however they choose. While it's designed with your mortgage in mind, your family has complete flexibility — they could pay the mortgage, cover other bills, fund education, or anything else they need. There are no restrictions on how the money is used.
Speak with a licensed advisor to find the right mortgage protection coverage for your family. No obligation, no pressure.
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